May 2013
Issue at Hand
More people are diagnosed with critical illnesses everyday. More than 1 in 4 Singaporeans die of critical illnesses such as cancer. These illnesses are unpredictable. They can potentially wipe out all our savings and cause unnecessary stress to our family, both emotionally and financially.
Only with adequate coverage, can we not be a financial burden to our family when it comes to treatment. And we can focus on the one thing that is truly important- making sure that we can still carry on with our daily activities including spending quality time with our family.
Introducing the AIA's Secure Critical Cover
Protection against the unforeseen
The insured amount will be paid out upon diagnosis of any of the 30 critical illnesses (listed in the table of critical illnesses) or upon death or total and permanent disability (TPD), whichever is earlier. This helps to ensure your family is not financially burdened, and their quality of living is not affected should the unimaginable occur.
Conversion privilege for more flexibility
Should your needs change at any point, you may convert AIA Secure Critical Cover to any of AIA's whole life or endowment plans with no underwriting required.
Affordable premiums for peace of mind
For a male non-smoker aged 25, paying premium annually, it only costs S$1.60 a day to receive S$100,000 amount of coverage.
In a Nutshell...
The Secure Critical Cover is an excellent addition to our Risk Management Portfolio as it boosts all three of the major personal risks (Death, TPD, and Critical Illness) at very affordable and competitive premiums.