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June 2013

Protection from the Very Beginning

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Today, we are going to discuss on a privileged group of people: The Pregnant Lady. They always say that when a  lady is pregnant, she owns the world cause she is carrying the Golden One. She will get the most rest, eat the best food, and get the most attention. This will allow the mother and the child to receive the best. However often, they do not get the best insurance. 

 

Insuring the pregnant lady and the unborn child has always been tough, as the mother-to-be will always face the risk of pregnancy complications while the unborn child may face congenital abnormalities which even doctors cannot be very sure of. 

 

In 2010, about 9,000 babies were hospitalised for congenital and neonatal conditions in subsidised wards at public hospitals. Even though they were in B2 or C class wards, some 700 had bills that came to more than $5,000.

 

In this issue, we are pleased to inform that AIA has launched a baby plan that addresses this concern. The AIA FAMILY FIRST BABY!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Protection from the very beginning

 

Pregnancy marks an exciting new chapter in life. And just every loving parent, we understand how you would want only the best for your child. Yet while you're busy preparing for your baby's arrival with ample nourishment and newborn necessities, one question stands out above others: Have you ensured that you and your baby receive adequate protection during your pregnancy and beyond?

 

What is AIA Family First Baby?

 

AIA Family First Baby is an all-in-one prenatal insurance and savings plan that provides protection for expectant mothers from as early as 18 weeks into pregnancy and even extends to cover your baby after he is born. This means you'll enjoy greater peace of mind, knowing that financial assistance is at hand should the unexpected happen during pregnancy or after childbirth. 

 

How AIA Family First Baby works

 

AIA Family First Baby comprises both a regular premium Investment-linked Policy1(ILP)   and the AIA Family First Baby Cover Rier. Together, they work to deliver comprehensive protection for both you and your child. In addition, the savings aspect of the ILP helps ensure that your child receives a head start in planning towards a financially secure future as soon as he is born. 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Just as you want to provide the best you can for your child, we seek to provide for you. AIA Family First Baby covers expectant mothers against the unforeseen for pregnancy complications such as still birth, pre-eclampsia or eclampsia and 6 other conditions and death. What's more, the plan is the first policy in Singapore that covers conception through IVF. 

 

  • Pregnancy Complications Benefits- S$5,000

  • Hospital Care Benefit for hospitalization due to pregnancy complications

  • S$100 per day (max 30 days) up to a limit of S$3,000

  • ​Death Benefit- S$5,000

 

In addition, when the policy cover under AIA Family First Baby is transferred from you to your child, you may purchase a new policy with similar cover without any medical underwriting within 60 days from transfer of policy cover, allowing you to get protected as you watch your child grow. 

 

For Child

The birth of a brighter future

 

We understand how only the best would suffice for your child. And that's wht we're providing your child with an all-in-one protection and savings plans that offers confidence for the future, right when he is born. 

 

  • Congenital Illness Benefit for any of the 18 congenital illnesses covered by the policy- S$5,000

  • Hospital Care Benefit- S$100 per day (Max 30 days) or up to a limit of S$3,000 for any of the following conditions:

  • Incubation of a newborn child for more than 3 consecutive days immediately following birth;

  • Premature birth requiring care in neonatal Intensive Care Unit(ICU)/ High Dependency Unit (HDU);

  • Inpatient hospitalization due to Hand, Foot and Mouth Disease; or

  • Admission into ICU/HDU

 

What's  more, your child will enjoy guaranteed coverage when the policy cover is transferred to him within 60 days from his date of birth with no medical underwriting required. So he can receive whole of life coverage (up to age 100) and savings for his future education. 

 

 

 

 

 

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